Sending cash through the mail is a legal but risky practice, according to the U.S. Postal Service. While it is not prohibited, the Postal Service strongly advises against it due to the potential for theft and loss. Instead, they recommend using money orders as a safer alternative for sending money.
Although some may believe that sending cash through the mail is illegal, it is not. However, there are guidelines to follow, such as using Registered Mail for amounts over $500. This ensures that the cash is protected during transit. Despite the legality, the inherent risks associated with mailing cash make it an unwise choice for sending money.
The U.S. Postal Inspection Service emphasizes the dangers of sending cash through the mail, highlighting the possibility of theft, loss, or damage. In a news release, the agency urged customers to refrain from sending cash as it makes them vulnerable to becoming victims of crime.
Instances of mail theft are not uncommon, with reports of postal workers themselves being involved in such crimes. A former USPS supervisor in Connecticut was found guilty of obstructing mails by tampering with envelopes, stealing cash and gift cards, and resealing them before returning them to the mail system.
As an alternative to sending cash, the USPS recommends using money orders, which offer a secure way to send money through the mail. Money orders purchased from a Post Office location never expire and provide a tracking mechanism in case of loss or theft.
For those who opt to send cash via Registered Mail, the USPS offers insurance coverage up to $50,000. This added protection ensures that valuable cash shipments are safeguarded during transit. However, for other mail classes, the maximum indemnity for currency or negotiable items is limited to $15.
To protect against mail theft, the USPS provides several tips, including using secure mail slots, promptly collecting mail after delivery, and notifying the Post Office of address changes or extended absences. Reporting suspected mail theft to postal inspectors and engaging in community watch programs are also recommended to enhance mail security.
Overall, while sending cash through the mail is technically legal, the risks involved make it an imprudent choice. By following USPS guidelines and utilizing safer alternatives like money orders, individuals can ensure the secure transfer of funds without compromising their financial security.
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